ISSN 1859-199% ° eae =o e\ — Ung dung dién toan dam n ay we oa đc lI —— ngân hàng thách thức và khuyến nial ——,<e « Thuc day phát triển Internet Banking i = ——_^ : & |- „ng « Kien trúc mang tương lai f Số 4(152) i) Vb uy Ba’ AS + 2015` ' ‘Crate Dank at Vietnam State bank of Vietnam Ixfize Đồng hành cùng thành công của bạn Ort | www.vn Cung cấp Giải pháp mang lại giá trị tối ưu cho hệ thống NGÂN HANG - BAO HIEM - TÀI EHÍNH CHINH PHU - DOANH NGHIEP Giai phap Thanh toan lién Ngan hang c.< Giai phap Data Warehouse Giai phap An toan bao mat An ninh mang Giai phap AML, cbGateway sẻ Giai phap DC-DR, Database Giải pháp Corebanking, T24, Orbit 24 ` CÔNG TY CỔ PHẦN TẬP ĐOÀN HIPT Hanoi Head Office Ho Chỉ Minh Branch Add: 152 Thuy Khue Str., Tay Ho Dist. Add: Floor 9, HOTC Building, 36 Bui Thi Xuan Str.8) 3925 5389 SUMMARY Challenge the applications - Banking activities in vietnam and recommendations Phan Thai Dung, Deputy Director of ITDB Cloud computing (Cloud computing) with attractive benefits is applications in banking activities and recommendations for the creating revolutionary changes in information technology implementation of cloud computing applications in banking operations worldwide. This article, given the challenges that the credit institution - banks face when implementing cloud computing activities in Viet Nam. About the information sharing framework monitoring financial conglomerates Tong Quang Huy, National Financial Supervisory Commision This paper outlines a common framework to facilitate information Article aims to complement the content of the documents on sharing between supervisors of the units within the international monitoring the activities of financial conglomerates, for example, financial groups on the basis of research and operational structure documentation about the level of capital adequacy guidelines, of financial corporations major international operations.
Although document of principles Consistent and Correct, finance focused on large international corporations, but also the lessons Coordinator data and documents on the principle of sharing learned can be applied to smaller corporations or corporations surveillance information. operating in the country. Framework introduction to the network share existing information, With the internationalization of financial markets and the growth of according to which the information is being circulated at the economies in emerging markets, the document noted the need to communication channel is established, especially between strengthen the communication links that now exist primarily in each supervisors in the same industry. There are bilateral arrangements area monitor and facilitate information sharing between between supervisors to circulate information monitoring specific supervisors of international financial groups.
general and, in some cases related to financial conglomerates. Digital Banking - Banks in the digital area Viet Hai - The Quan, ICT Center - Viet Capital Bank Technology is rapidly changing consumer habits. According to a customer who has enough to meet the demands of customers data from Nielsen (market research groups world-famous} 2014, in the digital era (Digital Era)? Vietnam is one of the market with penetration highest smartphone With technology changing habits, customers’ have increasingly sector (52% compared to 48% of traditional phone) and have very higher demands for quality services. As reported by the high growth rates (22% in 2014), has the ability to catch up with management consulting firm Thunderhead, 24% of customers developed countries in the near future.
surveyed answer is going to need more than a year to forget the Domestic banks also continued efforts to catch up with this trend. mistakes of the company and 23% of consumers answer that will More than 90% of commercial banks in Vietnam have Internet never trust Companies did they lose trust. Digital Banking, one of Banking service and more than 70% of banks offer mobile banking. the current trends of the banking sector in the world, would help However, the expansion of channel interaction / transaction with meet these demands? Promoting development prospects Internet banking in Vietnam Do Thi Ngoc Anh Internet banking services from inception to date 10 year round, Scotland (Tait, Fand Davis, 1989).
However, the official service increasingly popular use to attract customers. However the provided by the bank in 1990 (Daniel, 1998) expanding and number of customers to use multiple, low number of transactions developing. due to cash consumption habits, fear of complexity, security and Concept for Internet Banking now some are fairly new, there are confidentiality of transactions. With over 39% of the population use the Internet and with the awareness of the benefits of Internet many definitions of internet banking, can understand: Internet banking gives banks the Internet banking services is growing.
banking is an electronic banking service, the remote distribution Internet Banking is a service that is provided early in countries services bank, with Internet connected computer, customers can around the world, in 1980 this service was provided by a bank in perform banking services anytime, anywhere. 2 TẠP CHÍ TIN HỌC NGÂN HÀNG @ SỐ 4(152) - 6/2015 SUMMARY Program development goals [T industry 2020, Vision 2025 Dinh Tuan In Decision No. 392 / QD-TTg dated 03/27/2015, the Prime total funds invested annual procurement of government agencies, Minister has approved the target program development industry businesses and society. Development of various offers information technology (IT) 2020, Vision 2025 Goals Basic 2020 professional IT services to meet the needs of government is the minimum growth of 15% / year for the software sector, agencies; increasing the proportion of expenditure on rent IT digital content and IT services: projects attract foreign direct services IT total procurement costs of ministries, branches and investment (FDI) in key sectors, including electronics hardware localities; Support Minimum building 07 IT park.
sector attracted over S 5 billion of FDI in 2015 - 2020. Improving Strive to 2025, bringing the IT industry become an economic the strength edge Painting, maintaining its position as one of the sector with rapid growth, sustainable, high turnover, with big top 10 countries in the field of providing outsourcing services and export value; Vietnam capable of developing, producing products digital content. Developed many brand products Vietnam in the and IT services meet the needs of domestic market and field of hardware - electrical, software, digital content and IT internationally, creating a foundation for the development of the services, ensuring better meet the needs and strive to increase knowledge economy, contributing to all information systems and the proportion of procurement of products trade Vietnam mark in ensure information security and sovereignty of nations. Future Network Architecture (Software defind network-SDN) Nguyen Van Thanh, KT2 - 'TDB The downside of traditional network architecture is fixed bandwidth Network).
This article focuses on clarifying the architecture of the allocation for application software and inefficiencies in the network network of networks SDN and SDN applications. To obtain centralized network meets the rapidly Software-Definded Networking (SDN) is a new approach in the design, changing parameters of delay, bandwidth, routing, security, quality build and manage the network in the network that is independent SDN of service and efficient centralized management for applications separates the two mechanisms (Control Plane: exchange of routing under the centralized model (as Applications deployed on the information and label ; Data Plane: Forward packets based on label) Cloud, big data). Non-profit organization ONF (Open Networking but in communications networks of two mechanisms exist in the same Foundation) was established has launched a new technology called network device. The goal of this separation in order to optimize the Software Network defind Network - SDN (Software Defined performance for each mechanism.
Lessons from the experience of cloud computing applicationsat the world's leading tendon Nguyen Minh Dung Cloud computing continues to be applied in the financial services can be fines and personal liability for business leadership; the industry by many organizations realize the benefits of reducing biggest concern is that even a small leak can lead to publicize on their infrastructure, reduce costs and become more flexible. media inevitable, and caused massive damage to brand and At the same time, the application of cloud computing is also reputation of the organization. In addition, the article also growing concern about compliance with laws in the territory of discusses the increasing number of exceptions to the rules that organization and the safe operation of sensitive data stored notified law violations, if an organization can demonstrate that the in the cloud for a series financial laws and security forces data was sufficiently protected by code chemical, and no third organizations to be responsible directly to the protection of party has access to the encryption keys. information has been provided, but if this data is stored in the To illustrate how these issues can be resolved, the article provides cloud, they have direct control over less, through which cause detailed information about five financial services organization leaks, theft or forced to publish legal information.
operating in 20 major countries at 1 solution ensures compliance This article gives an overview of the financial rules, data disclosure with 10 legislation; these organizations to deploy the same laws and data privacy dominant customer data worldwide, and solution to encrypt or split data before transmitting it to the cloud, potential penalties for inadvertently revealed. In many cases, an while maintaining exclusive control to the encryption keys. This organization may experience overlapping or even contradictory approach provides control over sensitive information regardless of legislation in many countries. Most regulatory compliance laws where it is stored, making it safe to ensure business benefits to forcing organizations infringement notice.
Meanwhile, the penalties cloud applications. TẠP CHÍ TIN HỌC NGÂN HÀNG @ S6 4(152)- 6/2015 @ 3 NGHIÊN CỨU - TRAO ĐÔI Phan Thái DũII0, Phó Cục Trưởng - Cục Công nghệ tin học ỨNG DỤNG ĐIỆN TOAN DAM MAY TRONG NGAN HÀNG: THACH THUC VA KHUYEN NGHI Biện loán đám may (BIB) vai loi ich hép dan dang tao ra nhing thay doi mang tinh cach mang trong hoat déng cing nghé théng tin trén toan the gidi. Bai viết này, nêu ra những thách thức mà cóc 16 chức lin dụng - ngôn hàng phải đói mặt khi triển khai ứng dụng ĐIBIR trong hoạ† động và những khuyến nghị triển khai ứng dụng ĐÏB/Ñ trong hoạt động ngân hàng tại Viet Nam. Những tách thúc khi Ung dung dién toan dam may trong hoat động ngân hàng tai Viet Nam Những thách thức chính đối với ứng dụng een điện toán đám mây trong hoạt động ngân hàng tại Việt Nam bao gồm: 1.
An ninh dữ liệu Đứng từ phía người dùng, vấn đề an ninh dữ LEVERAGING MODERN TECHNOLOGY TO TRANSFORM INNOVATIVE VIETNAMTÁNGBANKING SERVIC TRIEN DICH UỤ NGÀN HÀNG VIỆT HA TRÉN BÉN CÔN NGIỆ MỸ liệu nằm ở những yêu cầu cơ bản đối với ______ GIẢI PIÁP DOT PHA PHAT dữ liệu của họ: quyền truy cập/truy suất, quyền sở hữu, sự nguyên vẹn, nhất thể và bảo mật dữ liệu. Nếu bảo đảm thực hiện tốt quyền truy cập/truy suất và sở hữu dữ liệu thì vấn đề bảo mật dữ liệu gần như đã được giải quyết. Đứng từ phía nhà cung cấp dịch vụ, hầu hết là các nhà sản xuất công nghệ thông tin có thế giới và cho phép khách hàng lựa chọn pháp lý cho các hoạt động thuê dịch vụ tiếng trên thế giới, với nguồn lực dồi dào, điểm đặt tài nguyên công nghệ thông tin CNTT, công tác kiểm toán CNTT, đánh giá họ thực hiện tất cả giải pháp với rất nhiều tại bất kỳ Trung tâm dữ liệu nào. Việc duy chất lượng dịch vụ, xử lý khiếu kiện, bồi cam kết để khẳng định dữ liệu của người trì nhiều Trung tâm dữ liệu trên thế giới thường.
dùng được bảo vệ tuyệt mật trên đám mây đảm bảo kế hoạch liên tục kinh doanh cho Thách thức này sẽ làm cho các đơn vị cung của họ, nhưng dường như không thuyết tổ chức.
